Final Blog Post: Semester Recap

As the semester comes to an end, I am here to make my final blog post. Unfortunately, I do not see myself having the time to continue posting on a regular basis. I mentioned before that I am finishing my last semester at SFU. Moving forward, I will be spending most of my time job hunting and working toward my CFA designation. For this final post, I want to provide a recap and summary of the important financial tips that I want you to take away.

OBTAIN a Suitable Credit Card

Credit cards are amazing financial instruments that you should be using whenever you are making a purchase big or small. Find one that has rewards that are suitable to your lifestyle and needs. Don’t focus too much on the interest rates as you should, and dare I say “must” pay your bill in full.

LEARN to Set Money Aside for Saving and Investing

Think about your future and let your money work for you. Just because you are financially stable now, it doesn’t mean it will last forever. Think about your risk tolerance and set financial goals for yourself. Remember, one of the worst feelings in the world is retiring with no money!

KNOW the Difference between Needs and Wants

When buying things, think twice as to whether or not you really need it. Will this irrational purchase set you behind in achieving your long-term financial goals?

RECOGNIZE the Importance of Financial Compatibility

Finding someone who is financially compatibility with you is almost as important as finding someone who has compatible personalities and hobbies. If you want to have a long lasting and happy relationship, both of you must agree with how money is being spent.

Those are the key takeaways from my website this semester. Thank you for taking the time to visit. It was a very fun experience for me creating this website from brainstorming the content to playing around with WordPress functionalities. I know for sure that I have a lot more respect for web designers and the work they have to put in to make web pages functional and aesthetically pleasing. Hopefully everyone was able to learn something new and now realize the importance of personal finances. Especially for the young adults out there, what you have is time so make good use of it! Once again, thank you all for reading and visiting!

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